How These Terms Apply in Indonesia
Our Terms & Conditions form the agreement between you and us when you open or use an account. They cover accurate registration details, phone verification before account access, wallet ownership, transaction checks, account closure requests and changes to policy wording. Access depends on local law, and
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you must stop using the account if local rules do not permit the relevant activity. DANA, OVO, GoPay and QRIS appear as payment context only; each rail remains subject to its own account name, confirmation and reversal conditions. Bank transfer and virtual account use may require
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a matching reference or additional checking. We may ask you to correct incomplete details before processing an account request. The current page applies from its posted revision date, while earlier wording may remain relevant to actions completed before that date. Contact us before relying on an
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unclear clause.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.